Sumsub Identity Verification Platform

What is Sumsub and why is it used?

Sumsub is an end-to-end identity verification and compliance platform designed to help businesses onboard users securely, prevent fraud, and stay compliant with global KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations. Founded in 2015, it provides an all-in-one solution that combines identity verification, business verification, transaction monitoring, and risk scoring under one roof.
The platform supports over 220 countries and territories and recognizes more than 14,000 types of identity documents. Companies in fintech, crypto, gaming, mobility, and marketplaces rely on Sumsub to verify users quickly and accurately while ensuring compliance with regional laws. The system integrates easily with existing infrastructure via API, SDKs, or web-based verification links. Its modular design lets businesses build flexible verification workflows without heavy coding.

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What are the key features of Sumsub?

• Identity Verification (KYC)
  Sumsub performs fast and automated user verification using government-issued IDs, facial recognition, and liveness checks. It can detect fake or manipulated images using proprietary fraud detection algorithms.

• Business Verification (KYB)
  The platform verifies companies by reviewing legal documents, corporate registries, and ownership structures. It identifies ultimate beneficial owners (UBOs) to help businesses meet AML and transparency requirements.

• AML Screening and Transaction Monitoring
  Sumsub continuously screens users against global sanction lists, watchlists, and adverse media databases. Its transaction monitoring engine detects suspicious patterns in real time, helping organizations meet regulatory reporting obligations.

• Video KYC and NFC Verification
  For jurisdictions that require live interviews, Sumsub offers video-based identity verification. It also supports NFC chip reading for biometric passports and ID cards, providing additional security and speed.

• Reusable KYC
  Verified users can reuse their identity data across different platforms that support Sumsub, simplifying onboarding for both users and businesses.

• Customizable Verification Flows
  Through an intuitive dashboard and workflow builder, businesses can tailor verification logic based on user type, region, or risk level without additional development work.

• Multi-language and Global Coverage
  Sumsub supports over 50 interface languages, ensuring accessibility for a global audience and compliance with local data privacy laws such as GDPR and CCPA.

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How is Sumsub used in real-world scenarios?

• Fintech and Banking
  Financial institutions use Sumsub to streamline onboarding while maintaining AML compliance. It helps banks and neobanks verify users remotely and manage risk through ongoing transaction monitoring.

• Cryptocurrency Exchanges and Wallets
  Sumsub’s crypto-friendly framework allows exchanges and DeFi platforms to verify traders quickly, prevent multi-account abuse, and comply with FATF Travel Rule requirements.

• Marketplaces and Sharing Economy
  Platforms like ride-hailing, rental, and freelance marketplaces use Sumsub to confirm user identities and protect communities from fraud and identity theft.

• Gaming and iGaming
  Sumsub helps gaming platforms meet age-verification and anti-fraud requirements, particularly in regulated markets. Its real-time checks minimize drop-offs and maintain a smooth player experience.

• Mobility and Transportation
  Companies offering car-sharing or micro-mobility services use Sumsub to verify drivers and riders before allowing access to vehicles or bookings.

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What are the main benefits of using Sumsub?

Sumsub provides measurable efficiency, compliance, and customer satisfaction advantages:

• Faster Onboarding – AI-driven verification can process most users within seconds, enabling frictionless account creation and higher conversion rates.

• Global Scalability – One platform handles all regulatory environments and document types, making expansion into new countries straightforward.

• Reduced Fraud and Risk Exposure – Advanced fraud detection prevents identity theft, synthetic accounts, and forged document usage.

• Regulatory Confidence – Continuous AML screening and compliance tools ensure businesses remain audit-ready and avoid penalties.

• Cost Efficiency – Consolidating KYC, KYB, and AML tools into one ecosystem lowers operational and integration costs.

• Improved Conversion Rates – High pass rates across regions minimize legitimate customer rejections, preserving user trust and revenue.

• Reusable Identities – Shared verification reduces repetitive checks for returning or cross-platform users.

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How do users experience the Sumsub process?

From a user’s perspective, the Sumsub flow feels simple and intuitive. When prompted for verification, the customer uploads their ID document and takes a selfie or completes a short video verification. The process usually takes less than a minute. The system provides clear on-screen instructions and feedback if a step needs to be repeated.

For businesses, the experience is equally streamlined. A single dashboard displays verification results, risk levels, and audit trails. Teams can adjust rules on the fly—such as requiring proof of address for specific geographies or adding a manual review step for high-risk cases. Integration options are flexible, ranging from API-based automation to low-code widgets embedded in websites or mobile apps.

Sumsub also emphasizes transparency and data protection. All personal data is encrypted and processed according to global privacy standards, with options for data residency and automatic data deletion.

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Why choose Sumsub over other verification platforms?

Sumsub stands out for combining identity verification, business verification, and AML monitoring within a single system. Its international document coverage, strong fraud prevention technology, and adaptive workflows make it ideal for organizations operating across multiple regions and industries.

Businesses that require high compliance assurance—especially those in finance, crypto, or digital marketplaces—benefit from Sumsub’s balance between strict security and smooth user experience.

In short, Sumsub offers a comprehensive, scalable, and user-friendly solution for global identity verification and compliance. It bridges the gap between regulatory rigor and seamless onboarding, giving companies the confidence to grow internationally while keeping fraud and risk under control.

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