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PayPal is a convenient, easy-to-use and ubiquitous payment platform for both online purchases and friends.
There are three levels of PayPal account:
- Personal - for those who just want to shop online or send money to friends;
- Premiere - good for those who do small online sales;
- Business - for full-fledged online stores.
The PayPal app has a feature for cashless in-store purchases using QR codes instead of relying on Near Field Communication (NFC) as other services do. This means that it is not necessary to have a special device for it to work. Small vendors can simply print the QR code for customers to scan.
Another advantage of PayPal is international payments, because PayPal operates in over 200 countries. The PayPal app shows not only your personal activity, but all your PayPal purchases, even those that weren't made in the app.
One of the greatest strengths of PayPal is its purchase protection policy. This is an almost unconditional guarantee of the company that you will either receive the purchased goods and services or get your money back. This adds a layer of protection between your credit card and the merchant. When you buy something through PayPal, even if the payment goes to the merchant's account, he never receives your card details. It is a smart solution to many of the problems associated with online shopping and potential scams.
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